New to Health Insurance
Never bought your own health insurance? Start here. Six short guides walk you from the vocabulary through how plans are priced to how to actually enroll — in the order they build on each other.
- 1
Health Insurance 101
11 minLearn the four numbers on every plan: premium, deductible, coinsurance, and out-of-pocket max.
Read this guide - 2
Understanding Health Insurance Costs
8 minSee how those four numbers combine into your real annual cost — not just the monthly premium.
Read this guide - 3
Types of Health Insurance Plans
7 minPPO, HMO, EPO, POS, HDHP — understand what the letters actually mean.
Read this guide - 4
Metal Tiers Explained
6 minBronze, Silver, Gold — how the tier changes your monthly cost and worst-case bill.
Read this guide - 5
ACA Enrollment Guide
9 minWhen you can enroll, how subsidies work, and what documents you'll need.
Read this guide - 6
Health Insurance Glossary
ReferenceBookmark this — a plain-English reference for every term you'll see on a plan summary.
Read this guide
Other learning paths
Ready for personalized guidance?
Talk to Phil — a licensed, veteran-owned independent advisor. No pressure, no sales script.
