Learning Path

New to Health Insurance

Never bought your own health insurance? Start here. Six short guides walk you from the vocabulary through how plans are priced to how to actually enroll — in the order they build on each other.

Audience: First-time health insurance shoppers
  1. 1

    Health Insurance 101

    11 min

    Learn the four numbers on every plan: premium, deductible, coinsurance, and out-of-pocket max.

    Read this guide
  2. 2

    Understanding Health Insurance Costs

    8 min

    See how those four numbers combine into your real annual cost — not just the monthly premium.

    Read this guide
  3. 3

    Types of Health Insurance Plans

    7 min

    PPO, HMO, EPO, POS, HDHP — understand what the letters actually mean.

    Read this guide
  4. 4

    Metal Tiers Explained

    6 min

    Bronze, Silver, Gold — how the tier changes your monthly cost and worst-case bill.

    Read this guide
  5. 5

    ACA Enrollment Guide

    9 min

    When you can enroll, how subsidies work, and what documents you'll need.

    Read this guide
  6. 6

    Health Insurance Glossary

    Reference

    Bookmark this — a plain-English reference for every term you'll see on a plan summary.

    Read this guide

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