Coverage Learning Paths
Guided, in-order reading paths. Instead of guessing which article to read next, follow a curated path built for your situation.
New to Health Insurance
Never bought your own health insurance? Start here. Six short guides walk you from the vocabulary through how plans are priced to how to actually enroll — in the order they build on each other.
6-step pathSelf-Employed
Being your own boss means being your own benefits department. This path walks through your real options — Marketplace, private PPO, HSA strategy — and the tax deduction most self-employed shoppers miss.
5-step pathFamilies
Family plans have quirks single-person plans don't — embedded vs aggregate deductibles, split coverage decisions, and life events that open enrollment windows. This path covers them in the order they matter.
5-step pathMarketplace Shoppers
Shopping on the ACA Marketplace? Learn how subsidies work, what CSRs are, when to enroll, and how the Marketplace compares to buying directly.
5-step pathSmall Business Owners
Traditional group plans aren't the only path. This sequence covers group coverage, ICHRA, and QSEHRA so you can pick the structure that fits a lean business.
4-step pathTurning 26
Turning 26 opens a 60-day Special Enrollment Period. Use it well — this path covers your options in the order they'll come up.
5-step pathLosing Employer Coverage
Job loss, resignation, or benefit changes trigger a 60-day Special Enrollment Period. Read these in order to weigh COBRA, Marketplace, spouse plans, and private PPO.
4-step pathReady for personalized guidance?
Talk to Phil — a licensed, veteran-owned independent advisor. No pressure, no sales script.